Privacy Policy

What does Community Savings Bank do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Driver's License Number

  • Credit History and Credit Scores

  • Transaction or Loss History

When you are no longer our customer, we continue to share your information as described in this notice.

 

All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Community Savings Bank chooses to share your personal information; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Community Savings Bank Share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigaitons, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

No

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes — information about your transactions and experiences

No

No

For our affiliates’ everyday business purposes — information about your transactions and experiences

No

No

For nonaffiliates to market to you

No

No

How does Community Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Community Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Conduct transactions on your Community Savings Bank Accounts

 

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes -- information about yor creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit your sharing

 

Community Savings Bank - Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Credit Bureaus

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Questions? Call 513-734-4445 or go to www.bankwith-csb.com