Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

 

Personal savings

Whether you are saving for a vacation next year or for retirement decades away, we have the right savings option for you.

Choose the account below that best meets your financial needs or view our Personal Savings Brochure to learn more:



Personal Savings

PERSONAL SAVINGS ACCOUNTS

With a CSB savings account, you'll have a safe place to save for goals or unexpected expenses.



Money Market Accounts

MONEY MARKET ACCOUNTS

Enjoy tiered interest rates that provide a higher return for the more you save, with a money market account.



Certificate of Deposit CDs

CERTIFICATE OF DEPOSIT (CDs)

A Certificate of Deposit - or CD - is a savings product with the security of a fixed return over a specific length of time.



Individual Retirement Accounts IRAs

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

An IRA is a personal savings plan established by individuals to provide supplemental income at retirement. Community Savings Bank offers both Traditional and Roth IRAs and can be invested in either a Money Market Savings or Certificate of Deposit.

  • Traditional IRAs can offer immediate tax benefits. All earnings grow tax-deferred until withdrawn. Contributions may be tax-deductible.
  • Roth IRAs are non-deductible contributions to accounts that feature tax-free withdrawals for certain distribution reasons after a five-year holding period.
  • Give us a call or visit today to talk to one of our IRA specialists to learn more about how an Individual Retirement account can work for you.
  • Click here for IRA interest rates.

Meet Your Local IRA Rollover Team

Introducing your local IRA Rollover team!

Specializing in guiding you through the IRA rollover process, our front line staff is here to help you manage your retirement accounts with ease. Whether you're transferring funds from a previous employer's 401k plan, consolidating multiple IRA accounts, rolling over an annuity or transferring your IRA from another institution, our team can help answer all of your questions and provide personalized help.

With their expertise and commitment to your financial goals, your local IRA Rollover team will help ensure you're on track every step of the way to achieve your retirement goals confidently and efficiently.

Professional Guidance:

Your local IRA Rollover team is here to offer expert advice tailored to your individual needs and retirement goals.

Personalized Service:

Receive one-on-one consultations to answer any questions, explore the best retirement account options for your needs, and more!

Ongoing Support:

Our IRA Rollover team is here to provide continuous support and updates, ensuring you stay informed about federal guideline changes, receive your necessary annual tax forms, and more.

Always Locally Available:

Whether it's in-person or over the phone, we're always available at our branch during business hours to answer any questions or talk about your accounts. No appointment necessary!

CSB Online



Add the following free services to your account:

Online Banking

My Credit Score

Mobile Banking




COMPARE OUR SAVINGS ACCOUNTS BELOW



 Savings AccountsMoney Market AccountsCertificate of Deposit (CDs)
Minimum balance to open $100 $2,500 $5,000
Minimum balance to avoid fees $100 $1,000 N/A
Minimum balance fee monthly $2 $2 N/A
Relative interest rate Low Medium High
Penalties for early withdrawal No No Yes
Unlimited withdrawals in person Yes Yes N/A
Statement frequency Monthly Monthly Year-End
Fee for paper statement N/A $5 N/A
Eligible for IRA funds No Yes Yes



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