Personal savings

PERSONAL SAVINGS ACCOUNTS

With a CSB savings account, you'll have a safe place to save for goals or unexpected expenses.

• Open your account with as little as $100.
• Competitive interest rates to help your money grow faster.
• Click here for savings rates.

MONEY MARKET ACCOUNTS

Enjoy tiered interest rates that provide a higher return for the more you save, with a money market account.

• Open your account with as little as $2,500.
• Avoid monthly service charges with a $1,000 minimum balance.
• Click here for money market interest rates.

CERTIFICATE OF DEPOSIT (CDs)

A Certificate of Deposit - or CD - is a savings product with the security of a fixed return over a specific length of time.

• Open your account with as little as $5,000.
• Fixed interest rates ranging in 3 month to 72 month terms.
• Click here for CD interest rates.

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

An IRA is a personal savings plan established by individuals to provide supplemental income at retirement. Community Savings Bank offers both Traditional and Roth IRAs and can be invested in either a Money Market Savings or Certificate of Deposit.

• Traditional IRAs can offer immediate tax benefits. All earnings grow tax-deferred until withdrawn. Contributions may be tax-deductible.
• Roth IRAs are non-deductible contributions to accounts that feature tax-free withdrawals for certain distribution reasons after a five-year holding period.
• Give us a call or visit today to talk to one of our IRA specialists to learn more about how an Individual Retirement account can work for you.
• Click here for IRA interest rates.

Add the following free services to your account: